Insurers are warning travelers to Japan to carefully review their policies as fears of a possible “megaquake” loom over the country. The recent 7.1-magnitude earthquake in Kyushu has raised concerns about the potential for a larger quake in the near future, prompting the first-ever warning from Japanese authorities.
The Hong Kong Federation of Insurers has emphasized the importance of understanding the fine print of insurance policies, noting that coverage may not apply to disruptions related to a “known risk” such as a subsequent quake following the recent earthquake. Selina Lau, the chief executive of the federation, highlighted that individuals who purchased insurance after the initial earthquake on August 8 may not be eligible for compensation if their trip is affected.
Despite the warnings, some travelers like Mr. Lo and his family are proceeding with their plans to visit Japan. Mr. Lo expressed that they had been looking forward to the trip for a long time and did not want to disappoint their children and family. While acknowledging the risks, they decided to continue with their 10-day journey after confirming the validity of their travel insurance.
Similarly, a woman named Ms. Yip shared her dilemma of not wanting to lose the money she had invested in flights and hotels for her trip to Osaka. Despite feeling like she had “no choice” but to proceed with her travel plans, she found reassurance from her insurer that her trip would still be covered. Ms. Yip mentioned that she had prepared by noting the consulate’s contact information in case of any emergencies during her trip.
The uncertain circumstances surrounding the potential megaquake in Japan have left travelers grappling with difficult decisions about whether to proceed with their plans or cancel them. While the desire to avoid financial losses and fulfill long-awaited travel dreams is strong, the safety and well-being of individuals should remain a top priority.
As the situation continues to evolve, travelers are advised to stay informed about the latest developments, follow any official guidance or warnings issued by local authorities, and proactively communicate with their insurers to understand the extent of their coverage. Planning ahead and being prepared for unexpected scenarios can help mitigate risks and ensure a smoother travel experience in uncertain times.
